Connect with a mortgage specialist
Share your goals, timeline, and profession so we can help you identify the program that fits your plans — today and over the years ahead.
Mortgage programs designed for community heroes, educators, and medical professionals — with an extended fixed-rate period and discounted rates to support the work you do and the future you’re building
Ready to apply? Meet our mortgage loan specialists
Our Mortgage Loan Advisors will begin by evaluating the big picture before offering a personal solution designed to fit your lifestyle. To apply for a loan, please select one of the advisors below and they will help support you throughout the process.
A clearer path to homeownership
Buying a home is a significant milestone. We’re here to walk alongside you, answer your questions, and help keep each step simple and steady.
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Gather your information
Provide income, asset, and property details so we can complete a clear and efficient review with no surprises along the way.
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Review and next steps
Once your application is submitted, our team carefully reviews the details and walks you through what to expect next, so you always know where you stand.
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Adjustable Mortgage Rates
| Program | Initial Rate | Points | Initial APR | Initial Payment | Adjusted Rate (After 1st Adj.) | Adjusted APR | Adjusted Payment |
|---|---|---|---|---|---|---|---|
| 5/1 ARM (Conforming 30-year term) | 6.000% | 6.248% | $1,798.65 | 6.25% | 6.25% | $1,836 | |
| 7/1 ARM (Conforming 30-year term) | 6.250% | 6.348% | $1,847.15 | 6.25% | 6.25% | $1,839 | |
| 10/1 ARM (Conforming 30-year term) | 6.000% | 6.181% | $1,798.65 | 6.25% | 6.25% | $1,839 | |
| 10/1 ARM Medical Professional (Conforming 30-year term) | 5.875% | 6.099% | $1,774.61 | 6.25% | 6.25% | $1,829 | |
| 10/1 ARM Higher Educator (Conforming 30-year term) | 5.875% | 6.099% | $1,774.61 | 6.25% | 6.25% | $1,829 | |
| 7/1 ARM (Jumbo 30-year term) | 6.500% | 6.431% | $5,263.86 | 6.25% | 6.25% | $5,128 | |
| 10/1 ARM (Jumbo 30-year term) | 6.250% | 6.301% | $5,127.69 | 6.25% | 6.25% | $5,128 | |
| 10/1 ARM Medical Professional (Jumbo 30-year term) | 6.125% | 6.218% | $5,060.18 | 6.25% | 6.25% | $5,149 | |
| 10/1 ARM Higher Educator (Jumbo 30-year term) | 6.125% | 6.218% | $5,060.18 | 6.25% | 6.25% | $5,149 | |
*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates last updated on 05/06/2026 at 12:30 PM (EST). ARM loans are variable rate loans; interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rates displayed are based on the current index plus margin (fully indexed rate) as of May 06, 2026. For example, a 5/1 ARM with a 30-year term for a loan amount of $300,000, the initial interest rate of 6.000%, with an APR of 6.248%, would have an estimated monthly principal and interest payment of $1,798.65 during the initial fixed-rate period (years 1–5) and for years 6-30, monthly payments would be $1,836 (based on the current Index plus Margin). This example does not include mortgage insurance premiums, taxes, insurance, or escrow amounts; your actual payment obligation may be greater. |
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VA Mortgage Rates
| Program | Rate | Points | APR* | Payment |
|---|---|---|---|---|
| VA 30 Year (VA) | 6.375% | 6.459% | $2,339.51 | |
*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates last updated on 05/06/2026 at 12:30 PM (EST). Mortgage rates are based upon a variety of assumptions and conditions. The credit score used in this estimate may be higher or lower than your personal credit score. A loan’s interest rate will depend upon specific characteristics of the loan and the borrower’s credit history through the time of closing. For example, a VA loan with 30 year term for a loan amount of $300,000, the internet rate of 6.375%, with an APR of 6.459% would result in an estimated monthly principal and interest payment of $2,339.51. This example does not include taxes, insurance, or escrow amounts; your actual payment obligation may be greater. |
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FHA Mortgage Rates
| Program | Rate | Points | APR* | Payment |
|---|---|---|---|---|
| FHA 30 Year (FHA) | 6.125% | 6.209% | $2,198.79 | |
*APR = Annual Percentage Rate. Rates are subject to change without notice. Rates last updated on 05/06/2026 at 12:30 PM (EST). Mortgage rates are based upon a variety of assumptions and conditions. The credit score used in this estimate may be higher or lower than your personal credit score. A loan’s interest rate will depend upon specific characteristics of the loan and the borrower’s credit history through the time of closing. For example, an FHA loan with 30 year term for a loan amount of $300,000, the interest rate of 6.125%, with an APR of 6.125%, would result in an estimated monthly principal and interest payment of $2,198.79. This example does not include mortgage insurance premiums, taxes, insurance, or escrow amounts; your actual payment obligation may be greater. |
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